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The Ombudsman, by mutual agreement of the insured and the insurer can act as a mediator and counsellor within the terms of reference 2.IGMS 3. Your use of the Website and Mobile App following the posting any such changes or of a revised Agreement will constitute your acceptance of any such changes or revisions. Keeping In Mind Of Elderly Users Who Can Not Use Smartphone. This is really helpful app to prepare for ic38 exam. ‘INTINTAIT SOFTWARE SERVICES PRIVATE LIMITED’ reserves the right to change or revise the terms and conditions of this Agreement at any time by posting any changes or a revised Agreement on Website or Mobile App. The Insurance Institute of India formerly known as Federation of Insurance Institutes (J.C. Setalvad Memorial) was established in the year 1955, for the purpose of promoting Insurance Education & Training in the country. 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